Find answers to the most common questions about debt defense, debt relief, and our debt resolution program.
Once you have decided to stop paying on the debt, you will probably receive phone calls from the creditors. If you take their call, simply say that you are "experiencing financial hardship and that you cannot afford to make a payment at this time, but a payment will be made as soon as you are able to make one." Do not provide a date or estimate as to when. Keep calls brief. You can tell the creditor that you are represented by a law firm, New Path Law Firm, who can be reached at 800-699-2341.
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects you from harassment by third-party debt collectors who are attempting to collect debts on behalf of another person or entity (creditor). The FDCPA makes it illegal for a debt collector to do such things as use abusive language, make unrealistic threats, call you repeatedly, call you before 8 AM or after 9 PM, unless you agree to it. You can read more about your rights under the FDCPA at https://www.consumer.ftc.gov/articles/debt-collection-faqs. If you believe that your rights have been violated, please document it and let us know.
It is unlikely, but possible. If it happens, do not panic. We have handled thousands of lawsuits from creditors, we are here to help. Please contact us right away so we can discuss options on how to fight back.
Call (208) 742 6123
